Collect payments. Pay out instantly. One dashboard.
SeamlesPay gives your business virtual accounts, payment links and checkout, then sends your money to any Nigerian bank when you want it.
No setup fee. No monthly fee. Pay only when you get paid.
Everything you need to get paid
Virtual accounts
Give every customer their own account number. Transfers land in your balance by themselves.
Payment links
Create a link in seconds and share it on WhatsApp. Customers pay by card, transfer, OPay or USSD.
Fast withdrawals
Send money to your bank instantly, or let it pay out automatically on a schedule.
API and webhooks
Clear documentation, test mode, and instant notifications to your server.
Statements and reports
Download a PDF statement or a spreadsheet of your payments for any period.
Team access
Invite your staff with the right role: admin, finance, developer, support or read only.
Safe for you and your customers
We work hard to keep fraud off SeamlesPay, so your customers can trust a payment page that says SeamlesPay.
Every business is checked
We verify identity (BVN and NIN), documents and the website before a business can take live payments.
Locked to your business
Live API keys only work from your own server addresses, and webhooks only go to your own website.
PIN or fingerprint for withdrawals
Two-step sign-in, plus your PIN or fingerprint for every withdrawal you make from the dashboard.
Start in three steps
- Step 1
Create your account
Sign up with your email and phone number. It takes two minutes.
- Step 2
Tell us about your business
Add your BVN, NIN, documents, website and payout bank account. We review it quickly.
- Step 3
Start getting paid
Once approved, share payment links, open virtual accounts or connect your website.
Simple pricing
No setup or monthly fees. You only pay when money moves.
Virtual account deposits
1.75%
One simple rate on every payment.
Each customer gets their own bank account number. Money is in your balance as soon as the bank confirms.
Checkout and payment links
2.3% + ₦100
The ₦100 is waived under ₦2,500. Never more than ₦3,000.
Card, bank transfer, OPay and USSD. Card, OPay and USSD money is available once our partner settles it.
Withdrawals to any bank
From ₦20
₦20 up to ₦5,000 · ₦35 up to ₦50,000 · ₦100 above.
Paid to your approved payout account or through the API. VAT included.
Ready to get paid?
Create your account now and finish your application at your own pace.